How to save money – my way.
I get asked this a lot by people. How did I manage to save so much money and still go out and shop and pay bills and stuff. Well, I won’t call my self lucky in this situation nor do I get paid so much for being a programmer. On the contrary, I just learned the simple task of managing money.
How?
Umm.. I spent a lot of years of my life where my family had no income or little income. Since I started my job and was hired on full time, my parents kept nagging and telling me, “save your money. Don’t over spend. You never know what the future holds.”
So I had lots of ups and downs in my life. I also witnessed others being in financial problems to the point they are broke and collections are after them. I have seen people also who can’t manage to save a penny by the end of the month because they want to live a high extravagant life. Then people argue with me and say, “you only live once. So enjoy it.” The funny part is that I do enjoy it, but I enjoy it in a smart way.
So how do I do it?
I am a human being. I have basic needs. I am 27, but I keep telling my self, I am only 18 years old financially. I only had basic needs when I was 18, so why would it change now? I am single and I live at home. I don’t have any large financial obligations, so why should I live a high life for?
We all have basic needs to get by in life. We slowly start wanting great big things or spoil our selves once in a while. But why should we do it all the time?
So what did I do?
I just learned to save 35 – 55% of my salary every month. That’s with paying all the bills (credit card and student loans, etc) and recreational stuff (shopping
). I know it is hard for people to save that much, but think about it. What are you spending on a lot in a month that you can live without? Daily coffee? Eating out a lot? Movies every weekend? Shopping too much and buying extravagant things?
Just cut down on unnecessary things for a couple of months and see what you can save. Believe me, you are only broke or can’t manage your money because you comply with capitalism! Pants that cost $200 are the same as those that cost $20! Why are they the same? They both cover your ass in the damn cold!






Is it me, or do I feel lucky that I actually have a NICE NICE boss? Seriously, I talk to other people and my friends, and I feel bad for them because they have awful bosses. If I had a boss like them I would have seriously quit. My sanity at work has been maintained because my boss actually operates like one. My boss put up with me for almost 6 years. He should get an honorary award for his patience! :lmao: Yet other bosses, seriously, should be ashamed of them selves for abusing their power. It’s ridiculous!
